It dies exactly what the app name says it is...an accounting ledger. After brushing off the dust on what I learned about accounting years ago, this is simple and very powerful method to track all of your finances by debit or credit category. It is not the same as a "personal finance app" in its user interface - it is based on accounting principles and it gets the job done right. There is also a very good account setup tutorial on the developers website - I recommend watching it before you decide if this application is for you.
Faolchon about Ledger